Imagine building a house in a region that gets frequent hurricanes, usually once every year or two.
Shouldn't you be building the house in a manner that it is resistant to hurricanes? Thus saving you money in the long term on costly home insurance premiums?
Imagine your house gets destroyed by a hurricane in 2022. Okay, you rebuild using the insurance money, but you basically just rebuild the same house. Two years later in 2024 your house gets destroyed again. Did you not learn from the first time that the design obviously wasn't working???
Using smarter architectural design we can actually fix this problem. If all houses in the hurricane prone Gulf Coast were built to a new standard the people living there wouldn't have this problem.
You start by designing the house to have round corners, so that the wind bends and moves around the house, instead of ripping pieces off of it.
You attach the roof in a more durable way, so the roof doesn't just rip off during the first windstorm.
You anchor the entire structure into the ground, so that a really strong wind cannot just lift your whole house off the foundations and throw it.
We have the technology to make houses in the Gulf Coast hurricane resistant. Why aren't more people building such houses? Yes, it is more expensive, but you ultimately save money from insurance premiums and from not having all your belongings destroyed/lost again and again.
How many times does your house have to be destroyed before you learn from your mistakes?