And this is why you get homeowners insurance...

If a tree falls on your car, does your car insurance company have to pay?

Answer: Probably not.

Most people do not get insurance on their car against acts of nature/god/etc. The vast majority of people get liability insurance, and possibly theft insurance.

So if a tree falls on your car, your car insurance probably will not cover it unless acts of nature was covered in your insurance.

But if you have homeowners insurance which covers such accidents, and it is your tree on your property, then it is your homeowners insurance which will pay to repair or replace your car.

Toronto Real Estate Market Surprisingly Robust

If there is a recession on the way in Toronto the people of Toronto are continuing to spend lots of money despite the looming threat of a recession.

• Real estate is up.
• Pool installations are up.
• Commercial shopping (eg. shopping malls) are only down 20%.
• Online shopping is way up.
• Tech stocks for Microsoft, Tesla, Netflix and Amazon are all way up.

If it wasn't for the millions of people who have lost their jobs / are not currently working / various companies declaring bankruptcy / a global pandemic you would think the economy is booming.

Meanwhile in the USA, they definitely reopened too early and the recession (when it does come) is certain to be deeper and harsher than in Canada where the government and health services have proven themselves to be capable and competent.

So if you are scratching your head as to why the economy is doing so well, you are not alone. My conclusion is that the recession has been delayed by government spending. Possibly even averted in Canada.

But whether this is true might not be revealed until December or so. By the end of 2020 we will have a better idea of whether we are truly in a recession and what impact that will have on real estate prices.

COVID19 Fueling Gardening, Landscaping and Pools

If you're trying to hire someone to install a pool in your backyard, good luck finding someone who isn't fully booked for the rest of 2020.

Thanks to COVID19 the pool installation business is going BONKERS.

As is the landscaping of ponds...

And the gardening business...

If it involves anything to do with spending time in the backyard (including sprinklers or kids pools) chances are likely that it is sold out.

Indoor pools and expensive landscaped waterfall grottos? Yep, probably fully booked too.

Seriously if you want a landscaped waterfall grotto/pool, you might have to BUILD IT YOURSELF.

Honestly I think I would tempted to go all in with respect to making a two-in-one greenhouse / pool, that way you can enjoy swimming outdoors in the pool even during the winter. Just turn the backyard into one large enclosed greenhouse, add a pool, and voila!

Or an outdoor pool attached to an indoor pool? Why not, right?

Ten Years on 'My Search for a Home'

I started this blog on June 14th 2010.

It has been 10 years since then, and the blog is nearing the 200 blog posts mark.

When I first started this blog I was living in downtown Toronto and feeling rather unhappy with the size of my small apartment.

Now I am married, living in the neighbourhood of Leaside, and my wife and I have a son together. We are also discussing getting a new place in January 2021.

My wife has even been pushing me to become a real estate agent or broker. She feels that I am a "people person" and would be good at it. I am not so sure that I would be good at it because I don't believe in "pushing people" into buying something that they might not want. Maybe that is just my impression of real estate agents/brokers are sometimes pushy people, but I don't want to be that type of person.

I even consulted with a friend at Royal LePage on the subject of me becoming a real estate broker and he was against the idea, saying it is very difficult to get into the business and highly competitive.

Still despite his objection I haven't given up on the idea of that becoming a possibility. My Aunt Edna was a real estate broker in Sudbury for many decades, and she was hardly a people person. Talkative yes, but she had a problematic personality. So if she could do it then it is entirely possible I might take the leap and get into this.

If I did become a real estate broker it would mean I would need to clean up this website and turn it into a more business oriented machine to help me sell homes. Or maybe I could specialize in selling condos.

Being a real estate agent might also allow me the spare time to work on my writing career (if you like fantasy books check me out on Amazon).

For the past 11 years my main occupation has been teaching archery in Toronto. Supplementing that has been my writing and advertising businesses. But I am getting older and I have a hunch I won't be able to teach archery forever. In many respects archery

So what do you think folks?

Should I try to become a real estate agent or broker? Leave a comment below on whether you think I should at least try and see what happens.

Doug Ford wants to dump nuclear waste in prime farmland

A bit off topic, but I am posting this anyway because a lot of our food in Toronto comes from Bruce County. Plus technically this is a real estate issue because the province purchased the farmland already and now they want to dump nuclear waste on it.

And who wants to own land next to a nuclear waste dump where it is no longer safe to drink the water???

And who wants to eat the food products that comes from the land when the ground water becomes contaminated with radiation???





Doug Ford.

The name brings fear to the minds of many people in Ontario.

Doug Ford is the Premier of Ontario, and he is a jerk. A real nasty jerk. He wants to dump nuclear waste in Bruce County, close to the town of Teeswater. The Teeswater River (and the underground aquifer beneath the region) supplies the drinking water to:

• Tens of thousands of people.
• Dairy cows.
• Water for agricultural farming (corn, potatoes, soy beans and more).
• Water for Aquafina bottled water.
• Cattle, pigs, turkeys and chickens. Bruce County is the Beef Capital of North America, but it also produces a lot of other meat products.

If you live Ontario you've eaten food many times from Bruce County. Guaranteed. You've drank the milk. You've eaten the cheese. You've eaten beef, pork, turkey and chicken. You've eaten the corn, the potatoes, the soy products. You've drank Aquafina water.

Even if you are a vegan and don't eat milk and dairy, you should still care where your soy products and other vegetables are grown and where your bottled water comes from.

And that is why you should care.

If you care about what you eat, then you should protect what you eat. Learn more at:

https://www.protectsouthbruce-nodgr.org/

If you care write to Doug Ford. Tweet him. Phone him and leave an angry voicemail.

Share this post. Copy/paste it to other websites. Share it on Facebook. Share it on Twitter. Share the memes below.

Show that you care about your food and where it comes from.

Protect your food and your health from Doug Ford.